Rocky Mountains

Life Insurance For Key Employees

Who Is a Key Employee? A key employee is someone whose knowledge and skills contribute significantly to your business income. Losing a key employee would most likely cause substantial negative financial consequences for your business. According to a survey of small businesses by the National Association of...

Controlling Liability Risks

A person cannot prevail in a liability lawsuit against your business or you personally unless he or she can convince the judge, jury or other adjudicator that you breached your legal duty to that person. Examples of such duties include: Making a reasonable effort to maintain a safe environment for...

Risk Management Basics

WHAT IS RISK MANAGEMENT? Most entrepreneurs are risk takers, willing to investĀ  resources with an expectation and hope, but no guarantee, of reward. But, from the viewpoint of insurance, “risk” is another word for “peril” and refers to things that can go wrong. Crime,...